At KFPL, our Secured Lending solutions are designed to help individuals and businesses access larger loan amounts at competitive interest rates by pledging valuable assets such as property, equipment, or receivables.
Key Features
Secured Lending are the loans which are provided against collateral such as property, gold, vehicles or other valuable assets. By pledging an asset, borrowers not only benefit from quicker approvals and flexible repayment options but also retain the ownership of their asset throughout the loan tenure.
Required Documents
With our focus on trust, transparency, and speed, KFPL ensures a seamless borrowing experience backed by expert advice and reliable service.
Access substantial loan amounts by leveraging the value of your property or assets. Ideal for funding business expansion, working capital, or large personal needs.
Since the loan is backed by collateral, enjoy lower and more affordable interest rates compared to unsecured borrowing options—reducing your repayment burden.
We offer customizable loan tenures and EMI plans, allowing you to repay at your convenience without straining your cash flow.
Our simplified process ensures faster approvals and disbursals, so you can get the funds you need without unnecessary delays.
Simple steps for apply for Secured Lending with KFPL
Fill out the loan application form online or visit our office.
Share basic KYC, income proof, and collateral documents.
Our team will review your details and confirm your eligibility quickly.
Once approved, sign the loan agreement with clearly defined terms.
Approved loan amount is transferred directly to your bank account.
Frequently Asked Questions
A secured loan is a type of loan backed by collateral such as property, equipment, or other valuable assets. The asset is pledged to the lender until the loan is repaid in full.
We accept a variety of assets including residential or commercial property, Gold, Vehicles and other fixed assets depending on the loan type and amount.
Business owners, salaried professionals, self-employed individuals, and companies can apply for secured loans if they have eligible collateral to pledge.
The loan amount depends on the type and market value of the asset pledged, along with the borrower’s financial profile and repayment capacity.
Interest rates are typically lower than unsecured loans and are based on loan amount, tenure, and asset value. Our team provides transparent and competitive rate offers.
Once all documents are submitted, loan approval and disbursal usually take a few working days, depending on the complexity of the case.
Yes, foreclosure is allowed. Pre-closure charges will be communicated clearly at the time of loan agreement.