At KFPL, we believe in collaborative growth. Through our Co-Lending and Business Correspondent (BC) Partnerships, we aim to extend formal credit access to the underserved and unbanked segments across India. These strategic alliances allow us to combine our agility and reach with the financial strength of larger institutions.
Know more
Our co-lending model enables us to partner with banks and NBFCs to jointly disburse loans. While our partners provide capital, we offer last-mile credit delivery, customer onboarding, and servicing—ensuring fast, seamless disbursal with shared risk and rewards.
Benefits -
With our focus on trust, transparency, and speed, KFPL ensures a seamless borrowing experience backed by expert advice and reliable service.
Leverage a co-lending structure where both KFPL and partner institutions contribute to the loan—sharing risk, capital, and returns.
Extend financial services to underserved and remote regions through KFPL’s strong local presence and field network.
Digital onboarding, real-time tracking, and seamless integration with partner systems ensure fast and transparent processing.
All co-lending and BC activities are conducted in full compliance with RBI guidelines and industry standards.
Simple steps for apply for Secured Lending with KFPL
Fill out the loan application form online or visit our office.
Share basic KYC, income proof, and other required documents.
Our team will review your details and confirm your eligibility quickly.
Once approved, sign the loan agreement with clearly defined terms.
Approved loan amount is transferred directly to your bank account.
Frequently Asked Questions
Co-lending is a partnership model where two financial institutions—typically a bank and an NBFC like KFPL—jointly disburse loans to borrowers, sharing the funding, risk, and returns.
In a BC model, KFPL acts as an authorized agent for a bank or NBFC, helping deliver financial products and services to customers—especially in underserved or remote areas.
We partner with scheduled commercial banks, NBFCs, fintechs, and other regulated entities looking to expand their lending reach through a compliant and efficient channel.
Yes, all our co-lending arrangements strictly follow the Reserve Bank of India (RBI)’s co-lending framework, including interest rate transparency, loan splitting, and reporting standards.
Our strengths include local market expertise, established branch infrastructure, fast tech-enabled processing, and a compliant, scalable operational model.
Simply reach out to us at info@kiyanshfinance.com or call +91 6304185914. Our partnership team will connect with you to understand your goals and propose the best-fit model.
